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The loss of a loved one is a difficult and emotional time for family members left behind. The high costs of arranging a funeral can add financial stress. Let us take care of your funeral needs so you and your family can focus on what matters most.

Ensure a dignified funeral for you and your loved ones with the Tontozo Family Funeral Scheme by ZAMBIA'S FIRST Funeral Home Ambassador St. Ann’s


  1. Tontozo gives CASH + SERVICE within few hours.
  2. FIRST PRIORITY at Ambassador St. Ann’s.
  3. TRUST – “WORKING TOGETHER”, TONTOZO is a product of St. Ann’s Uniturtle and Liberty Life Insurance company
  4. INSTANT Body Removal to our MODERN Mortuary.
  5. St. Ann’s, Uniturtle design HEARSES, CASKETS and TOMBSTONES for A DIGNIFIED SERVICE.
  6. We are in all 10 PROVINCES of Zambia.
  7. TONTOZO make it EASY, SAFE & QUICK to pay through AIRTEL & MTN Mobile Money.

How Tontozo Work

When does benefit start ?


Complete the application process


Pay your first subscription


6 months waiting period starts


At the end of the waiting period, benefit for death due to natural events starts. Benefit for accidental death starts immediately.

How to pay each month

  1. Safest and quickest way to pay IS by Airtel Money & MTN Mobile Money
  2. Payroll
  3. Cash Payment at depot or Agent
  4. Companies pay by Cheque

Choose Your Benefit

Your Details

First Name :
Last Name :
DoB :
Email :
Contact :
Gender :
Male     Female

Apply Now
Apply Now